John Shea Mortgage Team - Bay Capital Mortgage 1416 Annapolis Road, Odenton, MD 21113

"I am a military buyer and have bought multiple homes in my career. In the past I have went with Veterans United for lending needs, but they have been very unresponsive and I wanted to try a local lender. John was extremely responsive and would reply to me via text or phone within an hour of me reaching out, no matter the day of the week or the time. I bought this home while out of state and he made this entire process as easy and transparent as possible. There were many unknown financial impacts that he made me aware of, such as paying 2 separate HOAs. I would recommend John over VU to any military person moving to the area!"

"John & Carol were terrific and made the mortgage/underwriting process a relative breeze. John in particular is great at answering questions and guiding you through the entire process. Bay Capital's interest rates are also very competitive. I would definitely recommend their services."

"Where do I begin? From the moment we were put in touch with John, it was first class service with an above and beyond delivery. John and his team worked DAY and NIGHT to make our dream a reality- owning our first home. We are active duty military and John was extremely knowledgeable about all the loans and what we qualified for. He personalized our experience to make us feel not just like a customer, but as friends. I know he dedicated many hours to helping us realize the dream of not only owning a home, but helping us get THIS home. I highly recommend John and his team to all, especially to any military or veterans. His expert knowledge put us over the edge and got us what we wanted. Don’t hesitate to reach out to him with your questions or concerns, he is the best and I encourage everyone to utilize him and his company for all their mortgage needs! Thank you so much John Shea Mortgage Team! Chief Dyjak and family"

"John and his team were very knowledgeable, responsive to any questions, and pretty quickly too. Anyone who has been the process of setting up a mortgage knows that trust and support are critical. I felt that with John that was his top priority. I don’t think you could do better than him."

"Working with John at Bay Capital Mortgage was an A+ experience. As first-time homebuyers, we had no idea what to expect or how to navigate the tricky business of securing a home loan. John was knowledgeable, patient, and worked hard to ensure we got the best rates (including a frantic lunchtime phone call to lock in an interest rate in advance of a meeting of the Federal Reserve!) Our situation was further complicated by a recent unemployment, but that ended up not being a problem under John's care. E-signing documents made the closing a breeze (seriously, in and out in half an hour). Not that we want to buy another home anytime soon (we ended up finding our dream house!), but if we did, we would happily finance with John"