Morningtide Financial Group, Inc

"Tom and Ula went above and beyond to help me with the mortgage process of my first home. They work tirelessly to make their clients a priority, and when things dont go according to plan they stick with it and are right by your side. Thank you for making my first home puchase a success!"

"Best in the business. Tom saved me a ton of money on my monthly rate by helping me access mortgage products I didn't even know existed. His wife and teammate Ula was responsive, kind and so helpful in guiding me through the back end paperwork (and getting me a good discount on furniture, post closing!) Go see this guy."

"We just wanted to send a heartfelt thanks to Tom and Ula Higgins for the support and guidance given to us during the entire loan process. You both went above and beyond to make sure everything was done in a timely manner. Your knowledge and professionalism made this process run smoothly for the purchase of our new home. It was a pleasure to work with you all! Thank you so much, and we will not hesitate to recommend you to friends and family. M. Rohmann and S. Prodero"

"I couldn't have asked for a better team to work with as a first-time home buyer. Tom and Ula were transparent, patient, organized and knowledgeable throughout the whole process. I would definitely recommend working with them!"

"What a great experience working with Morningtide Financial Group. Tom was so helpful, we completed the re-finance application in hours from contacting him and locked in a great rate to save hundreds of dollars per month. Tom is an expert in the field. He is knowledgeable and genuinely looking to help you whether it's buying your first home or re-financing. Ula was great with handling the paperwork and everything was done quickly and online. Thank you both and will be working with you on all future home purchases! :)"