Commonsense Insurance

Welcome to Commonsense Insurance, your trusted insurance agency located at Napier, Cadbury Road, 40 in New Zealand. We are delighted to announce that following the aftermath of Cyclone Gabrielle, we have resumed our operations at our office on 1980 Pakowhai Road, Napier.

At Commonsense Insurance, we understand that true wealth encompasses more than just financial resources. It is about living the life you desire, having peace of mind knowing your family is protected, and leaving a lasting legacy for future generations. We believe in enabling you to spend quality time with your loved ones and pursue your passions with confidence in your future.

Whether you are a young professional looking to grow your family, eliminate debt, and build your wealth or someone who wants to protect the wealth you have accumulated and make it work harder for you, we are here to help. Our mission is to assist you in reaching your goals, whether you are just starting out, growing your family, preparing for retirement, or enjoying your golden years.

Planning for your financial future can be challenging, but at Commonsense Insurance, we provide the guidance and support you need at every stage of life. We don't just create a roadmap for you; we help you navigate through it, ensuring that you stay on track regardless of changes, victories, or challenges that come your way.

Our team of dedicated professionals is passionate about helping individuals from all walks of life find their own vision of true wealth. We work with you to define what true wealth means to you, develop a personalized plan to pursue your vision, and then partner with you to grow, protect, and maintain your wealth.

Whether it's designing a comprehensive estate plan, evaluating your current financial situation, or creating a financial plan for your retirement, we have the expertise to guide you towards true financial freedom. We understand the risks involved and will help you protect your loved ones and assets through our disciplined and evidence-based strategies.

As you approach retirement or enter this new phase of life, it becomes crucial to plan for unexpected expenses that may arise. Building an emergency fund specifically for retirement can provide you with peace of mind and financial security. In our blog posts, we delve into the importance of having an emergency fund in retirement and provide valuable insights to help you navigate this stage of life.

We also understand that financial planning can be a source of stress for couples, especially during the holiday season when spending habits may differ. We offer tips and advice to help couples maintain peace and harmony during this time, ensuring that the holidays remain a joyous occasion spent with loved ones.

At Commonsense Insurance, we believe that happiness is achieved when reality aligns with expectations. We help you avoid poor investment decisions by setting realistic goals and providing guidance to ensure your expectations are in line with reality.

In just 15 minutes, we can get to know you, understand your unique situation, goals, and needs, and connect you with an advisor committed to helping you pursue true wealth. Don't hesitate to reach out to us and experience the Commonsense Insurance difference.

Here's what some of our satisfied clients have to say:

"We have been working with Brad over the last 12 months, and he has tailored our insurance plan to suit our lifestyles. It is always easy when we meet with Brad, and he ensures that we have a full understanding of our policies."

"We had huge concerns about retirement and had many unanswered questions about our finances. Brad came into our lives and provided us with the answers, direction, and options we had not considered. Thanks to Brad, we now have realistic and reachable goals for our retirement."

Don't wait any longer to secure your financial future. Contact Commonsense Insurance today and let us help you achieve true wealth.