Lending People

Welcome to Lending People, your go-to institution for all your financial needs in New Zealand. Located at 48 High Street, Auckland, we are an establishment that specializes in providing finance solutions and are considered a point of interest for those seeking reliable loan products.

At Lending People, we understand that life is full of opportunities and obstacles, and we are here to help you embrace the former and overcome the latter with confidence. Whether you're dreaming of getting married, going on a holiday, renovating your home, or simply going on a shopping spree, our Personal Loan options can bring these possibilities to life.

We take pride in our extensive network of lenders, enabling us to offer you the best terms and interest rates. With our digital platform, we can quickly match you with trusted providers throughout New Zealand, ensuring that you receive the most competitive rates possible.

When you apply for a loan with us, you can expect a swift initial decision within 60 seconds, without affecting your credit score. Our team of advisors is also readily available to assist you throughout the process, should you require any guidance.

Our loan options range from $3,000 to $150,000, allowing you the flexibility to combine loans for various purposes. Whether you need funds for a new workhorse, daily driver, family wagon, luxury sedan, or sports car, we've got you covered. And the best part? You won't have to pay any fees to use our service.

We are proud to share that our satisfied customers have rated us 4.9 out of 5 based on 2048 reviews, with many praising our exceptional service and competitive rates.

To help you make informed decisions, we offer tools that allow you to quickly calculate the estimated repayments for your personal loan. Rest assured that completing your loan application will only take around 3 minutes and will not impact your credit score.

It's important to note that our Personal Loan providers offer interest rates starting from 8.95% p.a. (subject to lending criteria). We carefully assess your unique circumstances and objectives to deliver a tailored outcome with the most competitive rate possible.

When considering borrowing costs, we provide you with the Annual Percentage Rate (APR), which includes the AIR (Annual Interest Rate) and any additional fees that may apply. This transparency allows you to have a better understanding of the total cost of your loan. The APR offered by our providers ranges from 9.80% p.a. to a maximum of 29.91% p.a.

Repayment terms offered by our Personal Loan providers range from 12 months to a maximum of 84 months, giving you flexibility in managing your repayments.

To give you a clear idea of the total cost of a loan, let's consider a representative example. If you borrow $20,000 over a repayment term of 36 months at an AIR of 8.95% p.a., your total repayments will amount to $22,493. This includes the principal amount, interest charges, and an establishment fee. Please note that this example assumes monthly repayments and does not include optional insurances, fees for using our services, or default fees.

At Lending People, we are committed to helping you achieve your financial goals. With our range of loan products, personalized service, and competitive rates, you can confidently navigate life's challenges and seize opportunities. Apply now and let us help you make your dreams a reality.