Ruth Downs Financial Planning

"Ruth is the most trustworthy person I could ask for when handling my family’s financial future. I’ve got nothing but confidence in Ruth and feel so at ease about my retirement plan. She’s great to deal with and even somehow manages to make pensions fun. I’m looking forward to the next 20 years as I feel we’re working together rather than just receiving a service from her. Absolute 5 star service and I urge people to speak with her. You can’t go wrong."

"Ruth is just the loveliest most caring person you could ever meet. I’d heard a lot about Ruth and was keen to have her help me with my pensions and investments. She is so completely thorough, professional and above all else she really cares about your investments. She takes her time to explain everything in a way you can understand. She makes recommendations based on your individual set of circumstances. I’ve since recommended Ruth to a number of friends and clients. And will happily continue to do so. Thank you so much Ruth. You’re amazing."

"Knew I needed to sort my finances out and make them work for me but unsure wether I would be a candidate for a financial advisor, as not 'a high earner'. But through my profession I was able to book an appointment with Ruth and she immediately put me at ease. By the end of the appointment I felt more in control and knowledgeable about my financial options. That was a few months ago and since then Ruth has worked diligently on my behalf to ensure I have the best financial plan to fit my current and future needs. Ruth is knowledgeable, transparent, easy to talk to and explains all your options in easy to understand language. I would and have recommended friends and colleagues to seek the advice and aid of Ruth with their financial affairs."

"I recommended Ruth to my parents in April 2022 because they desperately needed someone they could trust to help advise them on their many pension schemes. They were both very nervous and felt quite vulnerable as they had been let down in the past by someone they thought had their best financial interests in mind. However, Ruth put them at ease right from the very first phone call. She met them at their home, thoroughly prepared with packs and easy to understand summary sheets of each of their pensions and clearly explained everything to them. She even revealed more pensions they had completely forgotten about! They’re extremely happy after the meeting and talked about how much confidence they now had and how good they felt. Ruth empowered and enabled them to plan for their retirement and for this, we’re all very thankful."

"I really enjoyed working with Ruth. Ruth was really personable and explained everything very clearly. I thought it was going to be hard work to collate my pensions & set up a new one, but Ruth made the whole process easy. I have real peace of mind knowing my retirement plan is in place and in good hands. It was the same with my savings. I would highly recommend Ruth."